Opening your doors to guests also opens you to a remarkable array of unexpected exposures. The fact is that you never quite know who will be walking in next, and what risks they’ll bring with them. Your individual risk scenario is further complicated by the unique operations and locations of your properties.

Let Starr’s hospitality experts deliver the right balance of the insurance coverage, risk mitigation, and crisis management you need.

Target Risks
  • Full-Service Restaurants
  • Fast Food Restaurants
  • Catering
  • Hotels
  • Casinos
  • Golf and Country Clubs
  • Theatres
  • Museums
  • Company Revenues of $15M-$400M
Loss Control & Account Services
  • In-house loss control consultants and a network of industry-specific third-party vendors with expertise in the Hospitality segment are available to Starr Policyholders
  • Pre-Incident Consulting provided at no additional charge when Restaurant Secure and/or Kidnap, Ransom & Extortion Coverage is purchased
  • Dedicated account service manager - liaison between the client, broker, third-party administrator and Starr
Coverages Available
  • General Liability
    • Limits up to $2M/$4M/$4M available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Workers’ Compensation
    • EL limit up to $2M available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Commercial Auto Liability
    • Limits up to $2M combined single limit available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Excess Liability
    • Supported limits up to $5M available
  • Restaurant Secure
    • Limits up to $25M available
    • Coverage provided in excess of Self-Insured Retention
    • Coverage can include Consultant Costs & Investigation Expenses, Product Replacement, Loss of Gross Revenue & Extra Expense, Property Damage Extortion Costs, Product Withdrawal Costs and Rehabilitation Expenses
    • Consulting Costs provided in-addition to limits
  • Kidnap, Ransom & Extortion
    • Limits up to $5M available
    • Coverage can include Ransom Monies, In-Transit Loss of Ransom Monies, Consultant and Advisor Costs, Judgements, Settlements, Defense Costs and Covered Expenses
    • Consulting costs provided in-addition to limits
  • Property
    • Property Coverage
    • Business Interruption
Coverages described herein are underwritten by Starr Indemnity & Liability Company, Starr Specialty Insurance Company, or Starr Surplus Lines Insurance Company. Starr Insurance is a marketing name for the operating insurance and travel assistance companies and subsidiaries of Starr International Company, Inc. and for the investment business of C. V. Starr & Co., Inc. and its subsidiaries. The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes only and does not provide any guidance regarding specific coverage available or any claim made thereunder. Any policy described herein will contain limitations, exclusions and termination provisions. Not all coverages are available in all jurisdictions. For costs and complete details of specific policy coverage, please contact an insurance professional by sending an email to the address provided above.